Posted December 22, 2013 at 10:00 am
By Deron Desautels
It’s that time of year when people start serious thinking about their New Years Resolutions and all of the things they intend to do in the new year… you know, ‘eat healthier’, ‘exercise more’, ‘say please and thank you’, ‘save more money’, etc.
Whatever resolution you may choose, follow-through is within your grasp.
Maybe you’ve set your resolution and goal for 2014 to earn more passive income, create a better financial situation for yourself, and take large steps towards financial freedom. And, one big way to do that is to ensure you’re able to receive proper financing to open larger investment accounts – or, even your own business.
However, one major obstacle for ambitious investors frequently is a poor credit rating.
As you well know, life happens. And, we sometimes miss payments, pay late, or even occasionally default on our credit lines. The problem is, even if our derogatory item (or items) is justified, credit bureaus – and, more importantly, creditors – are not as forgiving.
Here in the U.S. good credit is necessary for many of life’s essentials, such as housing (renting or buying), vehicle, and even utilities such as electricity, fuel, internet, and mobile service. Some employers are even running credit history along with their background checks during the hiring process.
Non-U.S. individuals may also be familiar with credit history (or, lack thereof) when applying for certain loans and business credit lines here in the U.S. – and quickly realize that it can be very difficult to do so.
The good news is, it’s possible to raise your credit rating by following proper legal steps and guidelines. And, if you don’t want to take the do-it-yourself route, there are reputable resources out there that can assist you in building and repairing your credit, depending on your needs.
I just completed a write-up on credit repair which you may find quite useful to help jump start an improved credit rating.
Even if your credit is good or great, you may want to consider reviewing the resources as studies have shown over 70% of all credit reports contain at least 1 error which negatively affects the credit score.
But, before I get into that, let’s start with a little background…
NOTE: The above is a preface of one of several key resources, vendors, or programs revealed to our paid-up members on Friday, December 20th, 2013. To get the full review of this particular resource, either login, or become a member